10 Red Flags to Identify and Avoid Online Scams: Protecting Yourself in the Digital Age
In today’s digital world, online scams have become increasingly common and sophisticated. Criminals use various tactics to deceive unsuspecting victims and steal their personal information or money. Here are 10 red flags that can help you identify and avoid potential online scams:
Unsolicited Contact:
If you receive an unsolicited email, message, or phone call from someone claiming to represent a company or organization that you don’t recognize, be wary. Scammers often use this tactic to gain your trust and steal your information.
High-Pressure Tactics:
Scammers often use high-pressure tactics to persuade you to act quickly. They may claim that an offer is only available for a limited time or that your account will be closed if you don’t take action immediately.
requests for Personal Information:
Never share your personal information, such as your Social Security number, bank account number, or passwords, with anyone who contacts you unsolicited. Legitimate organizations will never ask for this information in an email or message.
Suspicious Links:
Be careful when clicking on links in emails or messages, especially if they ask you to enter personal information or download a file. Scammers can use malicious links to install viruses or steal your information.
5. Unusual Payment Methods:
Beware of requests for payment methods that are unusual or difficult to verify, such as wire transfers or gift cards. Legitimate businesses will typically offer a variety of payment options.
6. Spelling and Grammar Errors:
Scammers often make mistakes with spelling and grammar to hide their true identity. If an email or message contains numerous errors, it may be a scam.
7. Emotional Appeals:
Scammers often use emotional appeals to manipulate your feelings and get you to act impulsively. Be skeptical of emails or messages that evoke strong emotions, such as fear, anger, or excitement.
8. Too-Good-to-Be-True Offers:
If an offer seems too good to be true, it probably is. Be skeptical of emails or messages that promise large sums of money or valuable prizes for little or no effort.
9. Phishing Emails:
Phishing emails are designed to look like they are from legitimate organizations, but they contain links or attachments that can steal your information. Be careful not to click on any links or download any attachments unless you are certain they are safe.
10. Caller ID Spoofing:
Scammers can use caller ID spoofing to make it appear that they are calling from a trusted number. Be suspicious of calls from numbers that look familiar but are slightly different.
By being aware of these red flags, you can protect yourself from contact.nl” target=”_blank” rel=”noopener”>contact
scams and keep your personal information safe. Remember to always verify the identity of anyone who contacts you and be cautious when sharing your information online.
Staying Aware and Vigilant: Identifying Potential Online Scams
Online scams, also known as cybercrimes or internet frauds, have become increasingly prevalent in today’s digital age. With the vast expanse of the internet, it has become a breeding ground for deceitful individuals looking to take advantage of unsuspecting victims.
The Threat
The consequences of falling victim to an online scam can range from minor financial losses to major emotional distress and even identity theft. According to the link, reports of internet crime totaled over $5.8 billion in losses during 2020 alone.
Protect Yourself
Given the ever-growing presence of online scams, it is crucial to be aware and vigilant when navigating the digital landscape. By recognizing the signs of potential scams, you can protect yourself and your valuable information.
10 Red Flags
Here are the 10 red flags that can help identify potential online scams:
Unsolicited Contact
Unsolicited emails, phone calls, or messages from individuals claiming to represent a company or organization should be treated with skepticism.
Requests for Personal Information
Be wary of requests for personal information, such as Social Security numbers, credit card details, or bank account numbers. Legitimate companies typically do not ask for this information via email or text message.
Free Offers
Free offers that require you to provide sensitive information or pay a fee upfront should be approached with caution.
Pressure Tactics
High-pressure sales tactics, such as limited-time offers or threats of account closure, can be signs of scams.
5. Spelling and Grammar Errors
Mistakes in spelling, grammar, or formatting can be indicators of fraudulent emails or websites.
6. Suspicious Links
Suspicious links or attachments in emails, messages, or social media postsings should not be clicked on.
7. Request for Payment via Wire Transfer
Requests for payment via wire transfer or gift cards are common tactics used by scammers.
8. Unusual Requests for Access
Requests to provide remote access to your computer or grant permissions to third-party apps should be met with skepticism.
9. Phishing Emails and Websites
Phishing emails and websites designed to trick you into revealing sensitive information should be avoided.
10. Emotional Appeals
Emotional appeals, such as threats, sympathy, or urgency, can be used to manipulate you into making hasty decisions that could lead to financial loss or identity theft.
Red Flag #1: Unsolicited Contact
Description of unsolicited contacts: Unsolicited contact refers to any form of unexpected communication from an unfamiliar source, especially through digital channels like email or social media. These communications can come in various forms, such as emails, phone calls, text messages, and even instant messages.
Common types of unsolicited contact used in online scams:
Lottery winnings: One common type of unsolicited contact involves notifications about supposed lottery winnings. The email or message often asks the recipient to provide personal information, such as their address or bank account number, in order to claim their prize.Inheritance claims: Another common scam involves inheritance claims from unknown relatives or acquaintances, who ask for help in transferring funds to the recipient’s account.Romance scams: Romance scams, where the scammer pretends to be a loving partner, are another type of unsolicited contact. They often ask for financial assistance or personal information.Phishing scams: Phishing scams, which are attempts to steal sensitive information like passwords or credit card numbers, often begin with unsolicited contact.
Tips for identifying and dealing with unsolicited contact:
Verify the sender: Always check if you know the person or organization sending the message, especially if it’s unsolicited. Look for red flags such as poor grammar, generic greetings, or requests for personal information.
Be wary of urgent or threatening messages: Scammers often use a sense of urgency or threats to pressure you into acting quickly, without thinking.
Don’t share personal information: Never provide sensitive personal information like your address, social security number, or bank account details in response to unsolicited contact.
Report suspicious messages: If you receive a suspicious message, report it to the relevant authorities or platform where you received it.
5. Use two-factor authentication: Enable two-factor authentication on your email and other online accounts to add an extra layer of security.
6. Keep your software up-to-date: Regularly update your antivirus and other security software to protect against potential threats.
7. Trust your instincts: If something feels off about an unsolicited message, trust your intuition and delete it without engaging.
I Red Flag #2: Pressure Tactics
Pressure tactics, also known as urgency and scarcity techniques, are manipulative methods used by scammers to force quick decisions from their victims. These tactics create a false sense of urgency or scarcity, making people feel that they must act immediately or miss out on an opportunity.
Definition of Pressure Tactics
Pressure tactics are commonly used in various types of scams, including phishing emails, fake lotteries, tech support scams, and more. The goal is to persuade victims to act without thinking, often leading them to reveal sensitive information or send money.
Examples of Pressure Tactics Used by Scammers
Scammers use several types of pressure tactics, such as:
- Limited time offers: Scammers may claim that an offer is only available for a short period, creating a sense of urgency. For example, they might say that a special deal expires in 24 hours or that a grant application needs to be submitted immediately.
- Impending deadlines: Scammers might also use impending deadlines to pressure victims. They may claim that an account will be closed, a loan will be denied, or an opportunity will be lost if action isn’t taken soon.
- Fear of consequences: Scammers may try to instill fear in their victims, warning them that failure to act quickly could result in negative consequences. For example, they might threaten legal action, account suspension, or financial loss.
Strategies for Recognizing and Resisting Pressure Tactics
To protect yourself from pressure tactics, remember the following:
- Take your time: Don’t let scammers rush you into making decisions. Always take the time to think carefully before taking any action.
- Verify information: Before responding to any request for personal or financial information, make sure it’s legitimate. Contact the organization directly using a trusted phone number or email address.
- Ignore threats: Scammers may try to intimidate you with threats. Ignore them and report any suspicious emails or calls to the appropriate authorities.
- Be skeptical: Be wary of unsolicited communications, especially those that use pressure tactics. Remember that legitimate organizations typically don’t demand immediate action or personal information via email or phone.
By recognizing and resisting pressure tactics, you can avoid falling victim to scams and protect your personal information.
Red Flag #3: Request for Personal Information
Scammers often use deception to manipulate individuals into providing personal information that can be used to commit identity theft or other crimes. Being aware of the types of information scammers may request is crucial in safeguarding your privacy and security.
Explanation of the Types of Personal Information
Scammers may ask for a wide range of personal data, including but not limited to: bank account numbers, credit card information, Social Security numbers, driver’s license numbers, and other sensitive data. Some may even ask for seemingly innocent information that can be used to answer security questions or verify your identity, such as mother’s maiden name or place of birth.
Discussion of How This Information Can Be Used
Once obtained, scammers can use this information to impersonate you and gain access to your financial accounts, apply for loans or credit cards in your name, and even file fraudulent tax returns. In some cases, they may use this information for blackmail or extortion schemes. The consequences of identity theft can be devastating and long-lasting.
Best Practices for Safeguarding Personal Information and Avoiding Requests from Scammers
To protect your personal information, follow these best practices:
- Limit Sharing: Only share your personal information when necessary and with trusted sources.
- Be Aware of Phishing Scams: Never click on suspicious links or emails, as they may contain malware designed to steal your information.
- Secure Your Devices: Use strong passwords, update software regularly, and install antivirus and firewall protection on your devices.
- Shred Documents: Dispose of sensitive documents by shredding them, rather than throwing them in the trash.
- Monitor Your Accounts: Regularly review your bank and credit card statements for unauthorized transactions.
By following these steps, you can significantly reduce the risk of falling victim to a scam involving the request for personal information. Remember, your personal information is valuable – protect it wisely.
Additional Resources
For more information on safeguarding your personal information, visit the Federal Trade Commission’s website at link.
Red Flag #4: Free Offers or Giveaways
Free offers or giveaways can be alluring, especially when we come across them online. Scammers count on our natural inclination to seize opportunities for a quick win or a freebie. However, these seemingly generous gestures can be bait in sophisticated online scams.
Description of how free offers or giveaways can be used as bait in online scams
Scammers use free trials, samples, or contests to lure potential victims into their trap. They may promise a free trial period for a product or service with hidden charges, or send fake notifications of winnings in contests that never existed. The primary goal is to gain your trust and eventually extract sensitive information or steal your money.
Examples of common scams that use this tactic
Pyramid schemes: These fraudulent business models promise high returns for new members, often through a multi-level marketing structure. New recruits are encouraged to recruit others and pay a fee to join. The pyramid eventually collapses when the influx of new members slows down, leaving many people out of pocket.
Fake charities: Scammers may pose as legitimate organizations seeking donations for a cause. They create fake websites, email addresses, or social media profiles to collect funds, often through unsolicited emails or phone calls. Be wary of charities that request donations in cash, gift cards, or cryptocurrency.
Tips for identifying and avoiding free offers or giveaways that are actually scams
Research: Verify the authenticity of any free offer or giveaway by conducting a thorough online search. Check for reviews, ratings, and testimonials from other people who have tried the product, service, or charity.
Be cautious with unsolicited emails and calls: Scammers often use email and phone to contact their targets. Be skeptical of offers that come out of the blue, especially those asking for personal or financial information.
Watch for hidden charges: Read the fine print carefully before accepting any free trial offers. Be aware that some companies may automatically enroll you in a subscription or bill you after the trial period ends.
Never share sensitive information: Be wary of requests for personal or financial data, even if it appears to be in the context of a free offer. Reputable organizations will not ask for this information via email or phone.
Verify the source: Double-check that any website, email address, or social media profile associated with a free offer is authentic. Look for misspellings, poor grammar, and inconsistencies that may indicate fraudulent activity.
Remember:
Being informed and vigilant is the best way to protect yourself from online scams using free offers or giveaways. If an offer seems too good to be true, it probably is.
VI. Red Flag #5: Suspicious Email Addresses
A. Identifying suspicious email addresses is crucial in preventing potential cyber threats. One way to do this is by checking for missing domain details or poor grammar in the email address. For instance, an email address that reads “[email protected]” instead of the standard “@paypal.com” is a red flag. Another example is “[email protected],” which deviates from the official “[email protected].”
Phishing Scams and Fake Emails
Phishing scams are a significant concern when it comes to suspicious email addresses. These malicious emails are designed to trick users into revealing sensitive information such as passwords, credit card numbers, or other personal data. Cybercriminals often use fake email addresses to impersonate trustworthy entities like banks, social media platforms, or even companies where you may have an account. A well-crafted phishing email can look identical to a legitimate one, making it difficult for users to distinguish between the two.
Strategies for Dealing with Suspicious Emails
Reporting Suspicious Emails: If you receive a suspicious email, the first step is to report it to your email provider or IT department. Many email services have built-in reporting mechanisms for phishing emails, so be sure to utilize these features. Additionally, forwarding the email as an attachment (not in the body of the message) to your provider can help them investigate and block the sender.
Additional Precautions:
To further protect yourself against suspicious email addresses and phishing scams, consider implementing the following best practices:
Be cautious when clicking on links or downloading attachments in emails, especially from unknown senders.
Use a reliable email filter to block potential phishing emails before they reach your inbox.
Verify the sender’s email address by contacting the company directly using a trusted phone number or website, rather than replying to the suspicious email.
Keep your software up-to-date, as this can help protect you against known vulnerabilities exploited by cybercriminals.
V Red Flag #6: Request for Payment or Transfer of Funds
Scammers often use the request for payment or transfer of funds tactic to trick unsuspecting individuals into sending money. This can occur in various forms, such as loan applications or job offers. In the case of a loan application scam, the scammer may claim to represent a legitimate lending institution and ask for an upfront fee or payment for processing. With job offers, scammers might request advance payments for training materials or supplies, which are often non-existent.
Discussion of the Risks Associated with Sending Money to Unknown Individuals or Organizations
Sending money to unknown individuals or organizations can carry significant risks. Scammers might use your information for identity theft, steal your funds, or disappear without a trace. Moreover, once the money is sent, it’s often impossible to recover. Be cautious of requests for payment or transfer of funds, especially when you haven’t established a trusting relationship with the person or organization making the request.
Tips for Recognizing and Avoiding Requests for Payment or Transfer of Funds
To protect yourself from payment scams, consider these tips:
Use trusted payment methods: Stick to well-known and secure payment platforms like PayPal, Venmo, or credit cards whenever possible. These services offer fraud protection and dispute resolution mechanisms.
Never wire money to strangers: Wiring money is a risky proposition, as funds are typically non-refundable once sent. Avoid sending money to people you don’t know or haven’t met in person.
Verify the requestor’s identity: Always double-check the authenticity of any organization or individual making a request for payment. Do your due diligence by researching their background and checking their official websites.
Be suspicious of unsolicited offers: Be wary of unsolicited job offers, loan applications, or investment opportunities that ask for upfront payments. Legitimate organizations and employers do not typically ask for money from applicants.
5. Consult with experts: If you’re unsure about a request or encounter suspicious activity, consult with trusted financial advisors, law enforcement, or consumer protection agencies for guidance.
Red Flag #7: Unsolicited Software Downloads
A. Scammers often use unsolicited software downloads as a tactic to install malware on your device or steal sensitive information. They may disguise the download as a necessary update, a popular application, or an intriguing game. Once you click and install the software, malware can infiltrate your system, taking control, stealing data, or opening backdoors for further attacks.
B. Risks of Downloading Software from Untrusted Sources
The risks associated with downloading software from untrusted sources can be significant. Malware authors often distribute their creations through free, pirated or unverified software download sites. Hackers may also use email attachments, social media links, or peer-to-peer networks to distribute malware disguised as legitimate software. The consequences of downloading such software can include:
- Identity theft: Malware may steal your login credentials, credit card numbers, or other personal information.
- Financial loss: Ransomware can lock you out of your system until you pay a ransom.
- Data loss: Malware can destroy or corrupt files on your device.
- System compromise: Malware can take control of your system, allowing hackers to access your network or monitor your online activities.
C. Best Practices for Avoiding Unsolicited Software Downloads
Reputable Antivirus Software:
Install and use reputable antivirus software to protect your device from known malware threats. Keep it updated regularly to ensure it can detect the latest threats.
Be Cautious with Email Attachments and Links:
Be wary of email attachments or links from unknown sources, even if they appear to be from friends or trusted organizations. Hackers can easily spoof an email to make it look like it came from someone you know.
Verify Software Before Downloading:
Always verify the authenticity of software before downloading it, especially if it’s from an unfamiliar source. You can check the publisher’s website to ensure the software is legitimate and that no security warnings have been issued against it.
Use Secure Download Sites:
Download software from trusted sources, such as the official website of the software developer or a reputable download site. Be cautious when using free software sites, as they may contain malicious ads or bundled software that can install unwanted programs on your device.
5. Keep Your System Up-to-Date:
Keep your operating system, web browser, and other software up-to-date with the latest security patches. Outdated software can contain known vulnerabilities that attackers can exploit to install malware on your device.
IX. Red Flag #8: Fake Websites or Social Media Profiles
A. Scammers often create fake websites or social media profiles to impersonate legitimate businesses or individuals. These fake entities can be difficult to distinguish from the real ones, especially for unsuspecting victims. Scammers may use similar logos, names, or even copied content to make their fake sites appear legitimate. They might also create email addresses that look very close to those of reputable companies or individuals.
B. Engaging with these fake entities carries significant risks. The primary concerns are identity theft and financial loss. Scammers can use your personal information to gain access to your accounts or steal your identity. They might also ask for sensitive information, such as credit card numbers or bank account details, under the guise of a legitimate transaction. Once they have this information, they can empty your accounts and leave you with significant financial loss.
C. To identify and avoid fake websites or social media profiles, follow these strategies:
Check URLs
Always double-check the URL of a website to ensure it is spelled correctly and matches the legitimate business or individual’s domain name. Be wary of URLs that contain typos, extra words, or different extensions (e.g., .net instead of .com).
Verify Contact Information
Always verify the contact information provided by a website or social media profile. Check if the email address, phone number, and mailing address match those of the legitimate entity. Contact the business or individual directly through their official channels to confirm any requests for information or transactions.
Use Reliable Sources
When in doubt, use reliable sources to verify the legitimacy of a website or social media profile. Search for the business or individual’s name on reputable search engines and review customer reviews or feedback. Contact industry organizations, regulatory agencies, or consumer protection groups to check for any warnings or alerts related to the entity.
Be Skeptical of Requests for Personal Information
Be cautious about providing personal information, especially on unverified websites or social media profiles. Legitimate businesses and individuals will not typically ask for sensitive information through unsecure channels. Instead, they will direct you to their official website or provide a secure method for sharing information.
5. Protect Yourself with Security Software
Install and use security software, such as antivirus and anti-malware programs, to protect yourself from potential threats. These tools can help detect and prevent fake websites and social media profiles that might try to steal your information.
Conclusion
Fake websites or social media profiles are a common tactic used by scammers to impersonate legitimate businesses or individuals. Engaging with these entities can lead to significant risks, such as identity theft and financial loss. To protect yourself, always double-check URLs, verify contact information, use reliable sources, be skeptical of requests for personal information, and install security software. Stay informed and vigilant to avoid falling victim to these scams.
Red Flag #9: Unrealistic Promises
Scammers often use unrealistic promises as a bait to lure vulnerable victims into their web. These promises can take many forms, from
guaranteed income opportunities
and
guaranteed love
to
free vacations
and more. Scammers may promise you the world, but the reality is far from it.
Description of how scammers use unrealistic promises:
Scammers know that people are always looking for a better life, and they will exploit this desire to their advantage. They may promise you a lucrative business opportunity with little effort required or assure you that they can help you find true love in no time. These promises are often too good to be true, and that’s because they are. Scammers may use high-pressure sales tactics or even create a sense of urgency, telling you that the offer is only available for a limited time.
Discussion of the risks associated with falling for these promises and the emotional toll they can take:
Falling for an unrealistic promise can have serious consequences. You may end up losing large sums of money, as scammers will often ask for payment upfront or request that you make expensive purchases to “prove your commitment.” Moreover, the emotional toll of being scammed can be significant. Victims may feel embarrassed, betrayed, and even ashamed, leading to feelings of anxiety, depression, and low self-esteem.
Tips for recognizing and avoiding unrealistic promises:
Be skeptical of guarantees:
Be wary of anyone who promises you a guaranteed income, love, or success. Remember that there are no shortcuts in life, and it takes time, effort, and dedication to achieve your goals.
Do thorough research before making commitments:
Before getting involved with any opportunity or individual, do your due diligence. Research the company, the person, and the offer thoroughly to ensure that it’s legitimate and aligns with your values and goals.
Use critical thinking:
Avoid impulsive decisions and take the time to think things through. Ask yourself if the offer seems too good to be true, what the potential risks are, and whether it aligns with your long-term goals.
Watch out for high-pressure sales tactics:
Be cautious of individuals or organizations that use high-pressure sales tactics to get you to commit quickly. Remember, if it’s a legitimate opportunity, it will still be there tomorrow.
5. Trust your instincts:
Finally, trust your instincts. If something doesn’t feel right, don’t ignore that feeling. It could be a valuable warning sign.
XI. Red Flag #10: Demands for Secrecy or Urgent Action
Scammers often use demands for secrecy or urgent action to manipulate their victims and prevent them from seeking help. These tactics create a sense of urgency, which can lead individuals to make hasty decisions without proper verification.
Explanation of how scammers use demands for secrecy or urgent action
Scammers may claim that sensitive information will be compromised if shared with others, or that quick action is necessary to avoid losing an opportunity. They might also create a false sense of urgency by impersonating authority figures or using emotional appeals. The ultimate goal is to keep the victim off-balance and focused on the scammer’s requests, rather than thinking critically about the situation.
Discussion of the risks associated with keeping secrets or taking immediate action without proper verification
Keeping secrets or taking immediate action based on a scammer’s demands can lead to serious consequences. Victims may unknowingly share confidential information, send money to fraudsters, or even become involved in illegal activities. Additionally, ignoring red flags and acting impulsively can prevent individuals from seeking help when they need it most.
Strategies for recognizing and avoiding demands for secrecy or urgent action
To protect yourself from scammers using these tactics, trust your instincts and consult with trusted experts. If you receive a request for secrecy or urgent action that seems suspicious, take the following steps:
Verify the identity and legitimacy of the person making the request
Contact the organization or individual directly using a trusted phone number or email address, rather than the one provided by the scammer.
Consult with experts
Reach out to trusted friends, family members, or professionals for advice. Law enforcement agencies and consumer protection organizations can also provide valuable insight into potential scams.
Ignore suspicious emails or phone calls
Delete suspicious emails and hang up on unsolicited calls from unknown numbers. Scammers often use these methods to initiate contact, so avoiding them altogether can help prevent potential scams.
X Conclusion
In the digital age, online scams have become a pervasive threat, targeting unsuspecting individuals through various channels. Throughout this article, we’ve explored ten red flags that can help you identify potential online scams and protect yourself from becoming a victim. Let’s quickly recap these flags:
Unsolicited Contact
Scammers often initiate contact out of the blue, using various methods such as emails, social media messages, or phone calls. Be wary of unsolicited approaches.
Request for Personal Information
Scammers may ask for sensitive information like your name, address, Social Security number, or bank account details. Never share this data without verifying the requester’s identity and legitimacy.
Pressure Tactics
Scammers may try to create urgency, pressuring you into making a quick decision. Always take the time to verify any request before acting.
Suspicious Links
Links in emails, social media messages, or text messages can lead to malware or phishing sites. Hover over links without clicking to verify their destination.
5. Spelling and Grammar Errors
Poorly written messages can be a sign of a scam. Legitimate organizations typically have well-written communications.
6. Unusual Payment Requests
Scammers may ask for payment methods other than credit cards or PayPal, such as wire transfers. Be cautious of unusual payment requests.
7. Emotional Manipulation
Scammers may try to manipulate your emotions, playing on your sympathy or fear. Don’t let your emotions cloud your judgment.
8. Free Trials with Hidden Charges
Free trials that require you to enter your credit card details can result in unexpected charges. Always read the fine print.
9. Too-Good-To-Be-True Offers
If an offer seems too good to be true, it probably is. Be skeptical of unrealistic deals.
10. Impersonation
Scammers may impersonate reputable organizations, individuals, or even friends. Verify the identity of any requester.
Summary of the 10 red flags and their significance in identifying and avoiding online scams
These red flags can help you identify potential online scams and protect yourself from becoming a victim. Always be cautious when encountering unsolicited contact, requests for personal information, suspicious links, emotional manipulation, free trials with hidden charges, and too-good-to-be-true offers. Verify the identity of any requester, read the fine print, and hover over links without clicking to verify their destination.
Encouragement to stay informed, be cautious, and take action when needed to protect yourself from online scams
Stay informed about the latest scams and threats by following reputable cybersecurity websites, subscribing to newsletters, and keeping your software up-to-date. Be cautious when clicking on links, opening attachments, or entering personal information online. And finally, take action if you suspect a scam: report it to the appropriate authorities and change your passwords.
Resources for reporting online scams and getting help if you’ve been targeted, including the Federal Trade Commission (FTC) and the Internet Crime Complaint Center (IC3)
If you’ve been targeted by an online scam, report it to the link and the link. These organizations can help you take action against the scammer and protect yourself from future threats.
Additional Resources:
For more information on online scams, check out these helpful resources:
